Terms of Service.

Last updated · October 2026

1. Agreement to Terms

These Terms of Service (the "Terms") form a legal agreement between you and KYU INVESTMENT LLC, a limited liability company located at 9225 Province Ln, Brecksville, Ohio 44141, United States ("KYU INVESTMENT," "we," "us," or "our"). By accessing or using the website at www.kyuinves.shop (the "Site"), you agree to be bound by these Terms. If you do not agree, do not use the Site.

Investment mandates, fiduciary arrangements, trust administration and advisory services are governed by signed agreements. If a mandate or advisory agreement conflicts with these Terms, the signed document controls within its scope.

2. The Site and Service Information

The Site presents information about KYU INVESTMENT LLC and the investment services we offer — functional descriptions, service categories and contact channels. It is provided for general informational purposes.

Site content is not investment advice, an offer or a solicitation. Service descriptions are general summaries of functions, not a recommendation to buy, sell or hold any security, fund, royalty or other asset. Mandate terms, advisory fees and fiduciary instructions are stated only in signed agreements. Nothing on the Site constitutes an offer to sell or a solicitation of an offer to buy any security.

3. Inquiries and Mandates

Submitting an inquiry through the Site or by email creates no mandate, fiduciary duty or obligation on either party. A mandate forms only when a written agreement is executed; fiduciary and custodial arrangements form only on the documented instructions required by law.

The contact form is for business inquiries — it is not a channel for account credentials, trust documents or transaction instructions. Confidential materials are exchanged through the office's designated channels once the mandate exists.

4. Acceptable Use

You agree to use the Site only for lawful purposes. You must not:

• Use the Site in violation of any applicable local, state, national or international law, including securities regulations;
• Attempt unauthorized access to the Site, its hosting environment or related systems;
• Probe, scan or test Site vulnerabilities, or breach security or authentication measures;
• Introduce malware or other harmful code, or launch denial-of-service attacks;
• Scrape or harvest Site content or data by automated means without written consent;
• Misrepresent your identity, organization or financial status in inquiries;
• Use the Site to send unsolicited commercial messages.

We may suspend or block access for conduct that violates these Terms or that we reasonably believe threatens the Site or other users.

5. Intellectual Property

The Site and all of its contents — text, design, layout, graphics, marks, and the selection and arrangement of materials — are owned by KYU INVESTMENT LLC or its licensors and protected by copyright, trademark and other intellectual property laws. "KYU INVESTMENT" is an identifier of KYU INVESTMENT LLC.

You may view, download and print Site pages for personal, non-commercial informational use, provided proprietary notices are kept intact. Any other reproduction, distribution, modification or republication requires our prior written consent.

6. Confidentiality of Communications

Information sent through the Site or by email before a mandate exists is handled under our Privacy Policy and is not itself privileged or confidential. Account documents and custodial instructions are exchanged through designated channels once the agreement is in place.

7. Third-Party Links and Services

The Site may link to third-party websites and relies on third-party services (including hosting by Google Firebase). We do not control and are not responsible for the content, availability or practices of third parties. Links are provided for convenience and do not imply endorsement.

8. Disclaimer of Warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES RELATING TO THE SITE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free or secure, that defects will be corrected, or that content is complete, current or accurate at any time. Mandate and fiduciary obligations are stated exclusively in written agreements — nothing on the Site extends or modifies them.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, KYU INVESTMENT LLC AND ITS MEMBERS, MANAGERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA OR BUSINESS OPPORTUNITY, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU FOR CLAIMS RELATED TO THE SITE EXCEED ONE HUNDRED U.S. DOLLARS (US $100). Liability under executed mandates and fiduciary agreements is governed solely by those documents. Some jurisdictions do not permit certain limitations, so parts of this section may not apply to you.

10. Indemnification

You agree to indemnify, defend and hold harmless KYU INVESTMENT LLC and its members, managers, employees and agents from claims, liabilities, damages, losses and expenses (including reasonable attorneys' fees) arising out of your violation of these Terms or misuse of the Site.

11. Governing Law and Disputes

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law rules. Disputes arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Cuyahoga County, Ohio, and you consent to their personal jurisdiction.

Before filing a claim, the parties will attempt in good faith to resolve disputes informally. Contact us first at li.yumei@kyuinves.shop and allow at least thirty (30) days for resolution discussions.

12. General Provisions

• Severability. If a provision is found unenforceable, the remainder stays in effect.
• No waiver. Failure to enforce a provision is not a waiver of the right to enforce it later.
• Assignment. You may not assign these Terms without written consent; we may assign them in connection with a reorganization or sale.
• Entire agreement. These Terms, the Privacy Policy and any signed mandate form the entire agreement about the Site.

13. Changes to These Terms

We may revise these Terms from time to time. The "Last updated" date reflects the current version. Material changes are posted on this page; continued use of the Site after changes take effect constitutes acceptance.

14. Contact

Questions about these Terms may be directed to:

KYU INVESTMENT LLC
9225 Province Ln
Brecksville, OH 44141, United States
Email: li.yumei@kyuinves.shop
Telephone: +1 716 660 5778